TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States".
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TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States".
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TransUnion was originally formed in 1968 as a holding company for Union Tank Car Company, making TransUnion a descendant of Standard Oil through Union Tank Car Company.
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On June 25,2015, TransUnion became a publicly traded company for the first time, trading under the symbol TRU.
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TransUnion eventually began to offer products and services for both businesses and consumers.
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For businesses, TransUnion updated its traditional credit score offering to include trended data that helps predict consumer repayment and debt behavior.
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In November 2013, TransUnion acquired TLO LLC, a company that leverages data in support of its investigative and risk management tools.
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In 2014, a TransUnion analysis found that reporting rental payment information to credit bureaus can positively affect credit scores.
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In 2015, TransUnion acquired Trustev, a digital verification company specializing in online fraud for $21 million, minus debts.
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In 2017, TransUnion acquired FactorTrust, a consumer reporting agency specializing in alternative credit data.
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In mid-April 2018, TransUnion announced it intended to buy UK-based CallCredit Information Group for $1.
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The award was made on the grounds that it took her six years to get TransUnion to remove incorrect information in her credit report.
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